XRP is an asset with an instant transfer time of less than one second. However, XRP does not provide a full complement of features which are required to make it a replacement for USD and other fiat currencies. This means that there is still work to be done in order to make a full replacement the world’s reserve currency. For this reason, some people have suggested that XRP should instead be known as “bridge” or “intermediary-currency” designed to serve as an effective bridge for between cryptocurrencies and traditional financial markets while also serving as a utility token that can be used for many different things besides just paying bills. In fact, some experts have said that the name Ripple could even disappear altogether over time if XRP develops into both a bridge and bridge-like cryptocurrency while being adopted by more people around the world who use it on a daily basis.
Many others have argued against these suggestions saying that since no new programming languages or software platforms have been introduced which have been able to handle all of the potential future applications related to XRP then it would best be described as being an asset rather than being considered anything else at this point in time. In terms of using XRP, however, two widespread methods of how people buy into or get their hands on xrp right now (short description coming soon) but either way you must look out for maybe 5 minute delay in transferring your funds if you lost network connection when sending your x